Our Mission
Best Medical Malpractice Insurance researches, ranks, and reviews medical malpractice insurance carriers and policy options for physicians, surgeons, dentists, and advanced practice clinicians. The site compares coverage types (claims-made vs occurrence), common limits such as $1M/$3M, tail coverage terms, consent-to-settle language, and typical exclusions so readers can see what is being bought, not just the price. Rankings factor in financial strength ratings, complaint and claims-handling signals, availability by state and specialty, and real policy features like defense costs inside vs outside limits. Each review spells out who a carrier tends to fit (for example, hospital-employed vs independent practice, high-risk specialties, part-time clinicians) and where the fit can break down due to underwriting appetite, pricing volatility, or limited state availability. Trade-offs are stated plainly: a lower premium can come with stricter underwriting, narrower coverage, higher deductibles, or less flexible tail options. Rankings are updated quarterly to reflect rate changes, carrier appetite shifts, and product updates. Methodology and scoring criteria are published so readers can weigh factors differently based on their risk and budget. Readers can compare the current rankings and then use the review details to shortlist carriers for quotes on equal terms.
Unbiased
We maintain strict editorial independence. No provider can pay to influence their ranking.
Tested
Every provider is mystery shopped to verify their customer service claims.
Verified
We check licenses, insurance, and legal standing so you don't have to.
The Ranking Factors
Verified Reviews
Credentials Check
Mystery Shopping
Pricing Transparency
Eligibility Criteria
Local Reach
Nationwide coverage
Experience
At least ten years in the medical insurance industry
Impact
A minimum of 500 policies sold in the previous year